| Product / Service | Bank Charges / Fees | |||
| REMITTANCE | ||||
| Local Outward Funds Transfer | ||||
| 1 | RENTAS transfer for amounts of RM10,000 | RM 5.00 per transfer | ||
| and above. | ||||
| 2 | Fund transfer for amount up to RM 10,000 | RM 2.00 commission | ||
| Stamp Duty RM 0.15 | ||||
| Foreign Currency Telegraphic Transfer | ||||
| 1 | Outward Foreign Currency TT | RM 10.00 commission for amount up to RM 5000 equivalent. | ||
| No commission is to be levied if the TT amount exceeds RM 5000 equivalent. | ||||
| RM 30.00 SWIFT charges | ||||
| 2 | Inward Foreign Currency TT (Account Holder) | RM 5.00 commission for amount up to RM 5000 equivalent. | ||
| No commission is to be levied if the TT amount exceeds RM 5000 equivalent. | ||||
| 3 | Inward Foreign Currency TT (Non A/C Holder) | 0.03% Commission minimum RM 10.00 up to maximum RM 500.00 | ||
| CURRENT ACCOUNTS | ||||
| 1 | Initial minimum deposit | RM 500.00 - Individual Account | ||
| RM 1000.00 - Corporate Account | ||||
| 2 | Account closed within 3 months from date | RM 20.00 service fee | ||
| account was opened | ||||
| 3 | Half Yearly service fee (on account with an | RM 10.00 | ||
| average credit balance of less than RM 1,000) | ||||
| 4 | Stamp Duty on Cheques | RM 0.15 per cheque leaf | ||
| 5 | Bank Statement | Free on a monthly basis | ||
| 6 | Cheque Issuance Fee | RM 0.50 per cheque issued & presented for payment | ||
| 7 | Periodic Statement request | RM 20.00 per month for daily/weekly/forthnightly | ||
| 8 | Cheque Returned Charges - Insufficient Funds | RM 100.00 per cheque | ||
| 9 | Cheque Returned Charges - Stop Payment | RM 100.00 per cheque | ||
| with insufficient balance | ||||
| 10 | Audit Confirmation | RM 50.00 | ||
| 11 | Letter of Reference | RM 25.00 | ||
| 12 | Banker's Report | RM 25.00 | ||
| 13 | Credit Report | RM 20.00 | ||
| 14 | Commitment Fee (Account with facilities) | 1% per annum on unutilised portion of the facilities | ||
| 15 | Unauthorized Temporary Overdraft Interest | BLR + 2.50% | ||
| Minimum RM 10.00 | ||||
| SAVINGS ACCOUNTS | ||||
| 1 | Initial minimum deposit | RM 20.00 | ||
| 2 | Account closed within 3 months from date | RM 20.00 service fee | ||
| account was opened | ||||
| 3 | Letter of Reference | RM 25.00 | ||
| 4 | Bank Statement | Free on a monthly basis | ||
| 5 | Periodic Statement request | RM 20.00 per month for daily/weekly/forthnightly | ||
| FOREIGN CURRENCY A/C | ||||
| Annual Account Maintenance Fee | ||||
| 1 | Handling fee on debit/credit entries (excluding | USD 50.00 per annum | ||
| 2 | transfers/placements into FCFD accounts) | USD 2.00 or RM equivalent per entry | ||
| OTHER SERVICES | ||||
| 1 | Voucher searches | RM 10.00 per man hour | ||
| 2 | Request for Cheque images | RM 5.00 per copy | ||
| 3 | Request for photocopy of documents | RM 11.00 per copy | ||
| 4 | Replacement of lost Certificate of Deposit | RM 5.00 | ||
| (Fixed Deposit) | ||||
| 5 | Documents by Registered Mail | Actual cost | ||
| 6 | Documents by Courier | Actual cost | ||
| 7 | Standing Orders | RM 2.00 Commission | ||
| Stamp Duty RM 0.15 | ||||
| 8 | Payroll Transfers | RM 2.00 Commission - Internal within branches (per account) | ||
| RM 4.00 Commission - External to other banks (per account) | ||||
| 9 | Confirmation of Cheque Authorized Signatories | RM 20.00 per request | ||
| for renewal of Pusat Khidmat Lesen Kontraktor | ||||
| 10 | Endorsement of the status of Company's account | RM 20.00 per request | ||
| for tender submission | ||||
| HOUSING LOANS | ||||
| Loan Processing fee | *Processing fee applicable only upon approval of loan | |||
| 1 | UP to RM 30,000 | *RM 50.00 | ||
| 2 | RM 30,001 to RM 100,000 | *RM 100.00 | ||
| 3 | Above RM 100,000 | *RM 200.00 | ||
| 4 | Annual fee on Revolving Loan | RM 100.00 | ||
| Statement Requests | ||||
| 1 | Periodic statement requested by customers | RM 2.00 per cut off statement or letter | ||
| in addition to normal statement | ||||
| 2 | Loan Redemption Letters | RM 50.00 per account per request basis | ||
| (Applicable for Retail and SME) | ||||
| 3 | Loan Interest Statement | RM 20.00 for every interest statement issued | ||
| 4 | EPF Statement | RM 50.00 per subsequent request | ||
| Late Payment charges | ||||
| 1 | Interest Charged | Current H/L Interest rate plus 1% will be charged on monthly | ||
| installment. | ||||
