Scotiabank is Canada's international bank and a leading financial services provider in North America, Latin America, the Caribbean and Central America, and Asia-Pacific. We are dedicated to helping our 23 million customers become better off through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. Scotiabank trades on the Toronto (TSX: BNS) and New York Exchanges (NYSE: BNS).

Scotiabank's continued growth and success is founded on several key factors:

• A committed team that shares the same values and works together to provide customers with expert advice, insights and financial solutions.

• A highly diversified and well-balanced business operating within a clearly defined global footprint.

• A strategy with a clear focus on three priorities that will help us build an even better Bank: being more focused on our customers; enhancing leadership depth, diversity and deployment; and being better organized to serve customers and reduce costs.

Our Core Businesses

Our strategy of diversification underpins our potential for sustainable earnings’ growth in each of our business lines: Canadian Banking, International Banking and Global Banking & Markets, over the long term.